Home-Based Businesses: Are You Properly Insured?

Direct Sales - clothing, makeup, jewelry

Whether you are selling clothing, jewelry, skin care products, Tupperware, nail art or make up, you have invested a lot of time and money into your home-based business. Think about the cost of the inventory in your possession right now — is it an amount you can afford to lose?

Most homeowners’ policies will not protect you in the following common situations, but a Home-Based Business policy will if:

  • Someone steals some of your inventory at a craft fair
  • A fire at your home damages your inventory
  • A customer slips and falls, injuring themselves, at a pop-up party in your home
  • A friend, who was drinking wine at your pop-up party, gets in a car accident on the way home, and you are held liable

A Home-Based Business policy offers important coverages, including, but not limited to:

  • Coverage for the property you sell while it’s at your home (up to $100,000)
  • Coverage for the property you sell while you are off the premises of your home (up to $15,000)
  • Liability coverage (up to $1,000,000)
  • Coverage for loss of income

Click HERE to obtain a quote.

Coverage starts at less than $1 a day. Leave your information below and we’ll contact you to get a quote for insurance cost.